Aug 16
2017

Saving Real Estate Commissions at Any Price

by Dr. Michael Sklarz and Dr. Norman Miller  |  August 16, 2017 Download a PDF file of this research paper here. Abstract Here we examine the price differentials for homes sold through traditional agents through the multiple listing service compared …

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Oct 26
2016

Neighborhood Attributes and Analysis: Valuation Certainty and Price Risk

by Dr. Michael Sklarz and Dr. Norman Miller Introduction The analysis of home price risk, default and foreclosure risk, usually occurs at the individual household level and considers value, credit, income and wealth at that same level.  Without dismissing the …

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Aug 1
2016

Adjusting Loan to Value (LTV) Ratios to Reflect Value Uncertainty

by Dr. Michael Sklarz and Dr. Norman Miller  |  August 1, 2016 Introduction It is becoming common when ordering appraisals on new loans or refi applications to also include an AVM (automated valuation model) as these are relatively inexpensive ways …

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