AVMs

CA Value MC AVM

CA Value MC AVM is a state of the art online residential property valuation service. It can be used during every step of the lending or property valuation process, from origination, underwriting and quality control to servicing, portfolio review and default management.

CA Value AVM

CA Value AVM is a state-of-the-art online residential property valuation service. It can be used during every step of the lending or property valuation process from origination, underwriting and quality control to servicing, portfolio review and default management.

CA Value Forecast AVM

CA Value Forecast AVM is a state of the art online residential property valuation service. It can be used during every step of the lending or property valuation process, from origination, underwriting and quality control to servicing, portfolio review and default management.

CA Interactive AVM

The CA Interactive AVM (CA IAVM) is an extension of CA Value AVM with a number of additional features. It was designed for the expert user, such as a desktop appraiser, to take advantage of AVM technology but still apply special knowledge of the subject property and surrounding neighborhood comparables.

CA Value Express AVM

A condensed version of CA Value AVM, CA Value Express AVM produces a value, confidence score, high and low value of the neighborhood and last known sales price and date of the subject property. Typically, CA Value Express AVM is used for portfolio reviews when a full AVM report is not necessary.

CA AVM Cascade

CA AVM cascade is an automated decisioning tool that enables clients to customize and order the most appropriate AVMs based on risk. The CA cascade logic ensures the fastest and most cost-effective delivery of AVMs.

Analytic Products

CA HomePriceTrends

CA HomePriceTrends is a state-of-the-art online residential property price, sales activity, and market condition charting system. CA HomePriceTrends generates market data and reports designed to meet valuation needs.

CA Neighborhood Value Range

The CA Neighborhood Value Range is an extension of the CA Value AVM and provides the most comprehensive set of comparables information available for a valuation product in the real estate industry today.

CA Home Price Forecast

CA Forecast uses historical data on home prices and other economic variables such as employment, household incomes, mortgage rates, etc. to create models for U.S. home prices. CA Forecasts are available on state, metro, county, city, ZIP code and neighborhood levels throughout the United States.

CA Market Condition

The CA Market Condition (1004 MC) is an addendum to the appraisal report. It is designed to enhance the transparency of the market trends and conditions conclusions made by the appraiser. The Market Conditions Addendum is required with all one- to four-unit property appraisals performed on or after April 1, 2009.

Portfolio Review

CA HPI

CA HPI measures the price movement of residential property type homes. It is available on neighborhood, ZIP Code, city, county and CBSA level, as well as by property type (i.e., Single Family Residential, Condominium, Town Homes, Multi-Family Homes).

CA HPI Forecast

CA HPI Forecast uses historical data on home prices and other economic variables such as employment, household income and mortgage rates to create predictive models for U.S. home prices.

CA Property Profiler

CA Property Profiler is your one source solution for property information, homeowner data and real estate analytics. This detailed report combines public record and local market data to provide comprehensive summary for residential properties.

CA Mortgage Analytics

Public records data is used to estimate equations that predict the termination of a mortgage due to foreclosure, borrower moving, and refinance. Our results offer potentially valuable information about mortgage performance not available in the typical data.

Risk Products

CA Neighborhood VRQC

The CA Neighborhood Valuation Review Quality Control tool (VRQC) provides a neighborhood value range with the ability to quickly verify inconsistencies between appraisal data, public record and MLS information.

CA Risk Profiler

CA Risk Profiler is used to determine the probable valuation risk of a BPO or appraisal. It can quickly identify or flag potential issues regarding estimates of value and the supporting data provided by vendors to determine that estimate.

CA Credit Risk Model

The CA Credit Risk Model combines the CA Value AVM, CA’s ZIP Code level home price forecasts, and CA’s mortgage performance models to predict the expected profitability of a mortgage. The main output of the CR Model is the Credit Risk Spread, which is a measure of the risk of default embedded in a residential mortgage. This can be used to help lenders set the interest rate that should be charged for a particular loan and is based upon the loan to value ratio of the loan, the borrower's credit risk score and other loan and property traits.