Category Archives: Research
2019
Flawed Housing Affordability Analysis: The Case of San Diego County
by Dr. Michael Sklarz* and Dr. Norman Miller** | February 12, 2019 Download a PDF file of this research paper here. Abstract For decades most housing economist have used median home prices and median household incomes along with current mortgage …

2019
Residential Mortgage Default Forecasting: How Much Do Price Trends Matter? Part 2
by Dr. Michael Sklarz*, Dr. Norman Miller** and Dr. Anthony Pennington-Cross*** | January 7, 2019 Download a PDF file of this research paper here. Introduction In early December of 2018 we published a discussion on the significant and dominant influence …

2018
Residential Mortgage Default Forecasting: How Much Do Price Trends Matter?
by Dr. Michael Sklarz*, Dr. Norman Miller** and Anthony Pennington-Cross*** | December 4, 2018 Download a PDF file of this research paper here. Introduction Some housing market observers have noticed that higher priced homes, on average, are taking much longer …
