Feb 12
2019

Flawed Housing Affordability Analysis: The Case of San Diego County

by Dr. Michael Sklarz* and Dr. Norman Miller** | February 12, 2019 Download a PDF file of this research paper here. Abstract For decades most housing economist have used median home prices and median household incomes along with current mortgage …

Jan 7
2019

Residential Mortgage Default Forecasting: How Much Do Price Trends Matter? Part 2

by Dr. Michael Sklarz*, Dr. Norman Miller** and Dr. Anthony Pennington-Cross*** |¬† ¬†January 7, 2019 Download a PDF file of this research paper here. Introduction In early December of 2018 we published a discussion on the significant and dominant influence …

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Dec 4
2018

Residential Mortgage Default Forecasting: How Much Do Price Trends Matter?

by Dr. Michael Sklarz*, Dr. Norman Miller** and Anthony Pennington-Cross*** | December 4, 2018 Download a PDF file of this research paper here. Introduction Some housing market observers have noticed that higher priced homes, on average, are taking much longer …

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