May 1
2019

The Impact of Raising the Dollar Limit for Requiring Appraisals on the US Mortgage Industry

by Dr. Michael Sklarz* and Dr. Norman Miller** | May 01, 2019 Download a PDF file of this research paper here. Preface: At first glance it might seem that raising the limit for home mortgages requiring appraisals would force a …

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Feb 12
2019

Flawed Housing Affordability Analysis: The Case of San Diego County

by Dr. Michael Sklarz* and Dr. Norman Miller** | February 12, 2019 Download a PDF file of this research paper here. Abstract For decades most housing economist have used median home prices and median household incomes along with current mortgage …

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Jan 7
2019

Residential Mortgage Default Forecasting: How Much Do Price Trends Matter? Part 2

by Dr. Michael Sklarz*, Dr. Norman Miller** and Dr. Anthony Pennington-Cross*** |¬† ¬†January 7, 2019 Download a PDF file of this research paper here. Introduction In early December of 2018 we published a discussion on the significant and dominant influence …

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